Our Services

Aggregator Assurance Readiness & Remediation Services

AIC Solutions provides independent assurance readiness and remediation support for Australian Credit Licence (ACL) mortgage aggregators operating under the ACCC approved Aggregator Assurance Program.

This service is designed for aggregators that have undergone, are undergoing, or are preparing for bank led assurance reviews conducted by PwC. Our focus is on ensuring that your governance frameworks, broker oversight, regulatory controls, loan quality, and evidence structures meet assurance expectations and remain sustainable beyond a single review cycle.

AIC Solutions operates independently of lenders and audit firms. We do not perform assurance audits. Our role is to prepare aggregators for assurance reviews or to remediate findings identified during assurance engagements in a defensible and regulator aligned manner.

Goals

  • Prepare ACL aggregators for PwC led assurance reviews under the ACCC Aggregator Assurance Program.
  • Independently remediate assurance findings and close control gaps.
  • Strengthen governance, broker supervision, and regulatory oversight frameworks.
  • Reduce audit fatigue and repeat findings across future assurance reviews.

Benefits

  • Independent, lender neutral compliance support.
  • Evidence based approach aligned to PwC assurance testing methodologies.
  • Practical remediation focused on root-cause control weaknesses.
  • Improved assurance outcomes and faster closure of findings.
  • Scalable compliance capability tailored to aggregator operating models.

Process

  1. Assurance Scoping & Readiness Assessment
  2. Control, Framework & Evidence Review
  3. Testing, Loan File Reviews & Validation
  4. Gap Analysis & Remediation Planning
  5. Reporting, Remediation Support & Ongoing Readiness